All rates shown below are effective December 12, 2011 and subject to change at any time without prior notice.
| Description | Rate (%) * |
|---|---|
| 6 Month Open | 6.500 |
| 6 Month Closed | 4.550 |
| 12 Month Open | 6.300 |
| 12 Month Closed | 3.500 |
| 24 Month Closed | 3.850 |
| 36 Month Closed | 4.050 |
| 48 Month Closed | 4.790 |
| 60 Month Closed | 5.140 |
| 84 Month Closed | 6.500 |
| 120 Month Closed | 6.750 |
* The Annual Percentage Rate (APR) is the same as shown. Rates are subject to change.
Interest rate is subject to change daily with changes to Our Mortgage Prime Rate.
| Introductory Interest Rate Period (months) | Interest Rate (%) | APR (%) * | |
|---|---|---|---|
| 60 Month Closed | n/a | 3.000 | 3.015 |
* The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated using Our Mortgage Prime Rate, which is subject to change.
Interest rate is subject to change at the end of each rollover period. The Adjustable Rate Adjustable Payment (ARAP) mortgage is based on Our 1 Month Fixed Rate and our Lock and Roll mortgage is based on Our 6 Month Fixed Rate.
| Introductory Interest Rate Period (months) | Interest Rate (%) | APR (%) * | |
|---|---|---|---|
| 60 Month Closed - ARAP (1 month rollover period) |
n/a | 3.000 | 2.991 |
| 60 Month Closed - Lock and Roll (6 month rollover period) |
n/a | 4.050 | 4.030 |
* The Annual Percentage Rate (APR) for each term listed above (with a reduced rate for an introductory period, where applicable) is based on a mortgage of $100,000, with monthly payments and a 25 year amortization. The APR was calculated based on the appropriate Our 1 Month Fixed Rate or Our 6 Month Fixed Rate, which is subject to change.
| Description | Rate (%) |
|---|---|
| Our Mortgage Prime Rate | 3.000 |
| Our 1 Month Fixed Rate | 3.000 |
| Our 6 Month Fixed Rate | 4.550 |